### Terms of Use
The services on this website are proudly offered by themoneytrumpet.com (herein referred to as “site,” “we,” “us,” or “our”). Your access and use of this site are governed by the following terms.
#### Agreement
These Terms of Use (the “Agreement”) form a legally binding contract between you and us regarding your use of this site and the services provided herein (the “Services”). By engaging with the site and Services, you confirm that you have read, understood, and agree to be bound by this Agreement and our Privacy Policy (incorporated by reference and part of this Agreement). If you do not comprehend or accept this Agreement or the Privacy Policy, please exit the site and discontinue use of the Services immediately.
**Note:** This Agreement includes a mandatory arbitration clause requiring individual dispute resolution and waiving class action rights. Details are outlined below.
#### Not a Lender
We operate as a lead generator. Important details about lead generation can be found [here](#). Your use of this site and Services is contingent upon reviewing these disclosures. This site does not offer or solicit loans. We are NOT a lender, do not make credit decisions, and do not broker loans. The site operator is not an agent, representative, or broker of any lender and does not endorse or charge for any service or product.
#### Loan Connecting Service
Our service aims to connect you with lead purchasers as described in [Certain Disclosures About Lead Generation](#). To use this service, you must complete one or more online forms providing details such as your name, address, phone number, email, social security number, bank account information, and employment data. This action does not constitute a credit application with us.
Upon submission, we will share your information with participating lead purchasers and retain it for compliance and to assist with future requests. Lead purchasers may evaluate your data against their loan criteria, which could include verifying your social security number, checking employment, conducting credit reviews, or consulting national databases (e.g., Microbilt, Transunion, Experian, or Equifax). We may also verify and correct minor errors in your data, though we are not liable for its accuracy. By submitting, you consent to us and lead purchasers accessing, reviewing, and verifying your information.
We cannot guarantee that lenders or lead purchasers will contact you or offer a loan. If a lead purchaser finds your information suitable, you’ll be redirected to their site. We have no further role in the loan process thereafter. Your interactions with the lead purchaser are governed by their policies, for which we bear no responsibility.
#### Loan Amounts
Loan amounts vary. Not all lenders can offer up to $1,000, $2,500, $5,000, or $50,000. Funding times differ by lender, and faxing may be required in some cases. Completing the online form does not ensure loan approval.
Additionally, if you seek a specific credit type and don’t qualify, you might receive offers for different credit options with less favorable terms. You are not obligated to accept or respond to these offers.
#### Consent for Electronic Signatures, Records, and Disclosures (“E-Consent”)
Please read this section carefully and save a copy for your records.
**Introduction:** You are requesting a connection to third-party lenders. To proceed, these lenders require your consent to use electronic signatures, records, and disclosures (“E-Consent”). We also need your E-Consent for this Agreement. This section outlines your rights for receiving electronic notices. By clicking the assent link, you acknowledge this E-Consent and agree to use electronic signatures, disclosures, records, and contracts (“Disclosures”).
**Option for Paper Records:** You may request paper copies from the lender at no cost. Lenders will retain Disclosures as required by law.
**Scope of Consent:** This E-Consent covers all online interactions with us and/or third-party lenders or service providers, including on mobile devices (phones, smartphones, tablets). It allows us and providers to process your data and communicate electronically, including via email or website notices.
**Consenting to Electronic Transactions:** Before proceeding, ensure you have the necessary hardware and software (detailed below).
**Hardware and Software Requirements:** You’ll need a PC, MAC, or compatible device with internet access, an email account, and a browser supporting 128-bit encryption (e.g., Microsoft Internet Explorer, Mozilla Firefox, or Google Chrome). A PDF reader (e.g., Adobe Acrobat Reader or Foxit) may be required. Keep a printer or storage device to save Disclosures. Contact us or the lender with any questions.
**Withdrawing Consent:** E-Consent for our service and lender consideration is a one-time action and cannot be withdrawn. However, you may withdraw consent with third-party providers anytime at no cost. Withdrawing before credit approval may prevent loan access. Contact the provider directly to withdraw. Prior electronic Disclosures remain valid.
**Contact Updates:** Keep third-party providers updated on address changes via their website or mail.
**Access to Disclosures:** By clicking the provided link, you confirm you can access Disclosures in the specified formats.
**Consent:** Clicking the link signifies full acceptance of this Agreement. You acknowledge reading this electronic consent information and agree to use electronic signatures and Disclosures. Paper copies are available at no charge upon request. Refraining from proceeding indicates you do not wish to use electronic methods, and your consent is required for online services.
#### Changes to Agreement and Privacy Policy
We may update this Agreement or Privacy Policy with notice, posted as a new version or change notice on the site. It’s your responsibility to review these regularly. If either becomes unacceptable, leave the site and stop using Services. Unless you consent otherwise, updates apply only to data collected after the change takes effect.
#### Eligibility
This service may not be available in all states. We do not serve New York residents. By using the site or Services, you affirm you are at least 18, a U.S. resident (excluding New York), and legally able to enter contracts.
#### License
Subject to this Agreement, we grant you a non-exclusive, revocable, non-transferable license to use the site and Services personally and non-commercially. All rights not expressly granted are reserved. Reproduction, duplication, or distribution of the site or its content requires our written consent. This license ends if you breach this Agreement.
#### User Information
You must provide current, complete, and accurate information on any form. You warrant the accuracy of all data submitted.
#### Relationship and Obligation of the Parties
We are not your agent or a service provider’s agent. We do not decide on, recommend, or endorse products/services. As a paid lead generator, we facilitate connections. Contracts are between you and service providers. We are not party to these agreements and are not liable for their outcomes or your decisions.
#### Email Consent
Submitting a loan form consents you to receive administrative and marketing emails from us, our partners, and lead purchasers. Opt out of marketing anytime via the unsubscribe link.
#### Consent to Receive SMS and Other Communications
Registration offers a chance to consent to communications (mail, email, SMS, phone) from lenders and partners, including automated systems or texts. Standard rates may apply. You may decline this consent during submission. Delays in messages are not our liability.
#### Third-Party Websites
Links to third-party sites are beyond our control. We do not review or endorse them and disclaim liability for their content or use.
#### Prohibited Uses
You agree not to: violate security, duplicate content, distribute it without permission, provide false information, impersonate others, harvest user data, interfere with the site, send unsolicited emails, or reverse-engineer the site. Violations may lead to legal action.
#### Disclaimers; Limitation of Liability
**(a) No Warranties:** Services are provided “as is” with no warranties, express or implied, to the fullest extent permitted by law.
**(b) Your Responsibility:** Use is at your risk. We are not liable for losses from site use.
**(c) Limitation of Liability:** Our liability is capped at $50.00, with no special, incidental, or consequential damages, per law.
**(d) Loan Request Form:** Disclaimers apply unless modified by law.
#### Indemnity by You
You agree to defend and indemnify us and our affiliates from claims arising from your breach, misuse, or violation of laws or third-party rights. We may participate in your defense with our counsel, and settlements require our consent.
#### Governing Law; Jurisdiction and Venue
This Agreement is governed by Florida law, as if executed in Lake County. Claims must be filed within one year or are barred, subject to the above limits. Language is interpreted fairly.
#### Mandatory Arbitration Agreement
Disputes with us or affiliates will be resolved by individual arbitration per AAA Commercial Rules in Lake County, Florida (or mutually agreed location), waiving class actions. This does not prevent government agency filings. Costs may be awarded to the prevailing party. No class arbitration is allowed.
#### Notices
Notices from us will be emailed to your provided address, deemed effective upon sending. Update your email with us. Send notices to us at support@themoneytrumpet.com, effective upon receipt.
#### General
This Agreement is the full understanding between us, modifiable only in writing by an authorized executive or by posted updates. Invalid parts are adjusted to reflect intent; the rest remains valid. Non-waiver of terms applies. Rights are non-assignable without consent. We are independent contractors, with no third-party beneficiaries except as noted. Headings are for convenience only.